First Citizens? Federal Credit Union welcomes Wayne Carvalho as VP of commercial lending

Carvalho joins First Citizens' with over 20 years experience

First Citizens’ Federal Credit Union recently announced the appointment of Wayne Carvalho to the position of Vice President of Commercial Lending. Carvalho will be responsible for all commercial lending operations within the credit union, from the South Shore to Cape Cod, including, FCFCU's full-service offices in New Bedford, Raynham, Taunton, Falmouth, Hyannis and Orleans.

“We are pleased to have someone of Wayne’s caliber and experience joining us at First Citizens’,” said Peter Muise, CEO of First Citizens’ Federal Credit Union.

Wayne Carvalho.

Carvalho has over 20 years of experience within the banking industry. Prior to First Citizens’, Carvalho served as Vice President of Commercial Lending at Mechanics Cooperative Bank, Taunton, MA.

In addition to his impressive work history, Carvalho, a resident of New Bedford, holds a strong educational and military background. He served as a Sergeant in the United States Marine Corps stationed in Cherry Point, NC, and is dedicated to the continuous advancement of his education. Carvalho is enrolled at Harvard University in ongoing business programs and is an alumnus of Roger Williams College, Bentley College, the University of Massachusetts Dartmouth, and NC- Old Dominion University.

About First Citizens’    

First Citizens' Federal Credit Union is one of the premier financial institutions in southeastern Massachusetts.  With corporate offices in Fairhaven, MA, First Citizens' can trace its roots back to 1937 when it opened its doors as a credit union in Bristol County. For 73 years First Citizens’ has worked to provide personalized, innovative products and services, and the enhancement of the financial status of its members, while offering the financial stability, safety and security that they deserve. 

First Citizens' has grown both in size and strength. Today, with over 50,000 members and assets over $500 million, First Citizens' serves an area spanning from Seekonk to Cape Cod and the Islands, with full service offices in New Bedford, Raynham, Taunton, Falmouth, Hyannis and Orleans.  The credit union offers a complete package of personal and business financial services as well as on-line banking at

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