Fox News has a new Affordable Care Act horror story.
They needed one because, so far, the stories they have presented have, for the most part, proven to be a little faulty when it came to facts and accuracy.
Fox used the claim that the Affordable Care Act was an assault on people’s freedom by an overreaching socialist government in order to convince people not to sign up by the end of the enrollment period to insure failure, and now claims that since those who listened to them will not be able to sign up until next fall, they are being deprived of the freedom to sign up for the benefits of the ACA.
According to the Fox News site:
“There is yet another ObamaCare surprise waiting for consumers: from now until the next open enrollment at the end of this year, most people will simply not be able to buy any health insurance at all, even outside the exchanges”.
The site quoted John DiVito of Flexbenefit, “It's all closed down. You cannot buy a policy that is a qualified policy for the purpose of the ACA (the Affordable Care Act) until next year on January 1”, and John Goodman of the National Center for Policy Analysis, "People are not going to be able to buy individual and family policies, and that's part of ObamaCare. And what makes it so surprising is the whole point of ObamaCare was to encourage people to get insurance, and now the market has been completely closed down for the next seven months” as further proof of the failure of “Obamacare” because, “tens of millions of people will be locked out of the health insurance market for the rest of this year”.
Well, for those who bought into it, you can’t get policies because you listened to people who wanted the ACA to fail, and who are now using you as proof that they were right.
You were set up.
Every year my employers have sent me insurance information during the “enrollment period”. If you like your policy and want to keep it as is, you sign a card, and return it to the department that takes care of employee benefits.
If you want to make any changes, you sit down with the benefits person, make the changes, sign the papers, and that is your insurance package until the next annual enrollment period. The insurance providers are then able to determine who will be in the risk pool, so they can set their rates.
Before the ACA, if something unforeseen popped up between enrollment periods, you were stuck with it, and if it then became a pre-existing condition before the next enrollment period it would not be covered, and could determine if you could be.
Now a condition that develops between enrollment periods can be covered as a pre-existing condition when the enrollment period starts up again.
You could, however, change your policy between periods in the event that you got married, got divorced, changed jobs, had a child, lost a spouse, or experienced a change in income.
As a corporation, Fox News has to be fully aware about how enrollment periods work, and could have told their viewers the truth.
But then, as now, between enrollment periods you just can’t find you have some condition, or some emergency like a devastating car accident, and then go run and get coverage for it after you decided not to get coverage and instead opted to pay the fine when you filed your taxes next April.
You'll have to wait.
Fox had complained about that fictitious reverse ambulance chasing scenario in its attempt to misrepresent the ACA.
Enrollment periods contained in the law were designed specifically to address those people who would wait until they needed health insurance to get it.
Fox News had called these people “Free Loaders”.
However, under the ACA if something happens to them, they can get insurance during the next enrollment period and not have to worry about whether or not the new condition is a pre-existing condition.
It would have been a good thing though, if they had signed up for insurance rather than having listened to Fox and not enrolled.
Fox created a problem that they can now complain about, and used gullible viewers against themselves to give the news channel that opportunity.
They are up in the tree dropping the acorns on Chicken Little's head and encouraging him to tell the king the sky is falling.
If Fox really cared about it listeners, it would have encouraged them to sign up.
They call their orchestrated basis of their latest manufactured story the “latest Obama Surprise”.
No, the surprise is totally of their own creation, and they have perpetrated it on their viewers.
But, of course, Fox News doesn't really care about all the people it told not to sign up, and now don't have healthcare insurance. Nor do they care that they're showing their rank hypocrisy in pushing this story.
They wanted a story, and have created it. They wanted their audience, and they have created the story that will reel them in.