SAVE thousands of dollars per year on interest! This Seller has an assumable FHA loan at 3.25% on this property! Welcome to your dream home! This delightful 3-bedroom, 2-bathroom ranch is perfectly situated across the street from the serene White Island Pond and steps to the sandy association beach! The living and dining areas boast an open concept design with cathedral ceiling, wood stove and slider to the wrap-around deck. The kitchen offers granite counter tops, stainless steel appliances and plenty of cabinet space. The bedrooms offer hardwood floors. Off the back of the home is an inviting screened in porch to relax with family and friends. The lower level is a versatile space, ideal for a family room, home office, gym, or even a guest suite. Sliding glass doors lead to a small patio, seamlessly integrating indoor and outdoor living. The second full bathroom is on the lower level. Laundry hook ups in the first-floor bathroom as well as lower level. The spacious yard offers plenty of entertaining space, an outdoor shower and large storage shed. Home has long term tenant history. New 3-bedroom septic in 2019. New well within the last year.